Claim Instructions

Have a Claim?

We require prompt notification of any possible claims.

Call 502.585.3277
Monday – Friday:  8:00 a.m. – 5:00 p.m. EST 

If your insured horse sustains any injury or sickness, take care of them FIRST and then call us. Remember that all Medical/Surgical claims are paid by reimbursement, once processed by a claims adjuster. 

You may also contact the appropriate claims adjuster directly:

American Equine / Argonaut (National Equine) – 800-783-9418

American Reliable (Hays Adjusting Services) – 859-788-5006

AXA / XL Insurance – 866-923-2820

Bascule Insurance / Nova or Accelerant – 877-474-5006

Berkley Equine / Starnet – 833-734-6365

Core / Starstone National – 855-275-6041

Great American – 800-331-0211

HDI Global – 312-456-6762

Kirk Horse Insurance / Swiss Re – 888-808-1292

American Bankers / Reliable – 800-245-1505 x253

American Equine Insurance / Diamond State Insurance Co. – 800-783-9418

Chubb Legacy ACE: North America Commercial – 800-433-0385

Chubb: Personal Claims – 800-252-4670

Great American Insurance Claims Dept. – 800-567-7359 *4

Legacy Chubb: All Other Claims – 800-252-4670

Legacy Chubb: Workers’ Compensation Claims – 800-699-9916

Liberty Mutual – 800-607-0459

StarNet Insurance – 866-391-9675

Travelers Insurance Company – 800-238-6225

In an EMERGENCY:

In the case of humane euthanasia, contact your claims adjuster first. If you need assistance, we can walk you through the process. Unless otherwise specified, fatal cases  require a necropsy at the insured’s expense to determine the cause of death.

Equine Mortality / Medical and Surgical CLAIMS:

If you are uncertain whether or not to report a claim, call our office 502.585.3277 and our agents can help you determine if opening a claim is necessary. It is better to report incidents to our office promptly, rather than waiting for bills to escalate; you may miss your reporting period.

Information you will need to provide:

Named Insured / Policy #

Name of horse

Date of occurrence

Description of issue

Treating veterinarians and contact information

Liability and Farm Property CLAIMS:

When property is damaged, immediately secure it from further damage if possible.

For Liability Claims, please provide the following information:

Named insured / Policy #

Name of injured parties / Owner of damaged property

Contact information for all parties involved

Date of occurrence

Location of occurrence

Description of incident

Contact information for any witnesses